darnoldrocks..... rainman2 has done better than probably 90% of the suckers who lost money in "the biz". I know, because i'm one of the 90%! LOL! I've owned both thoroughbreds and harness horses. I've lost cash in both. But more in harness racing. So his advise is from experience, not just from speculation. His relationship with his trainer is solid, and because of his loyalty, he gets a "piece" of the good young stock. As always, it's still a big gamble. But rainman2's "fractional ownership" has proved that you can have fun and still make a few bucks too!